Stay Away From Credit Card Offers That Require an Application Fee
To this day, we have not seen a legitimate credit card offer that requires an application fee. If you are looking to apply for a credit card and they are asking you for an application fee, you are strongly encouraged to look elsewhere. You should especially be aware of sales calls where the telemarketer is asking you for an application fee.
You should be careful if you have a credit card and often use it for any type of purchasing. It is because the credit card might end up with bad credit where you will get difficulties to pay the bill.