CAPE MAYB

If this is your first time to apply for a credit card, then you have a lot of opportunities to get good introductory offers that include the lowest credit card rates. A lot of card companies are doing just that, cards with zero APR coupled with service charges waived for the first year of use.

You should be careful if you have a credit card and often use it for any type of purchasing. It is because the credit card might end up with bad credit where you will get difficulties to pay the bill.